- Life Insurance
- Dental Insurance
- Long-term Care
- Income Replacement
Medicare Part A covers different types of inpatient care, generally inpatient hospital stays (including the costs a semi-private room, meals, and nursing and other services and supplies from the hospital), care in a skilled nursing facility, hospice and some home health care.
Eligibility for Part A usually begins when one turns the golden age of 65, though under certain circumstances, younger people with disabilities or end-stage renal disease (permanent kidney failure requiring dialysis or a transplant) may also be eligible.
If you are already receiving Social Security retirement benefits or benefits from the Railroad Retirement Board (RRB), upon turning 65, enrollment in Medicare Part A is typically automatic. However, if you do not qualify for these benefits, then you must enroll in Medicare Part A manually during your Initial Enrollment Period (IEP). This seven-month period begins three months before your 65th birthday, includes the month you turn 65, and ends three months later. Be careful not to wait until the last minute to enroll. Call us today to discuss your options for enrollment.