- Life Insurance
- Dental Insurance
- Long-term Care
- Income Replacement
Income replacement policies replace a person’s income when he or she is unable to work.
Have you planned for the unforeseen and how it would affect you and your family? Whether you are working for someone, own your own business, or are self-employed, securing your family now with a plan will provide the income when you need it the most. We work with you personally to discuss options that best fit your situation.
You may have a lot of questions, as have had many others. We took the time to answer some of the most frequently asked ones, below:
Q: I am recovering from a car accident, and my doctor says I cannot resume work for a minimum of six months. Can I now apply for income replacement?
A: Unfortunately, the answer here is no. This type of coverage needs to be applied for, and in force, before the accident or illness happens.
Q: Is this coverage expensive?
A: You may be pleasantly surprised to learn just how affordable this coverage can be. We offer plans that accommodate all lifestyles and budgets.
Q: If I am receiving worker’s compensation, can I also receive income replacement at the same time?
A: Yes! If you apply for income replacement coverage, you can receive both of these benefits available to you – receiving one does not affect your eligibility to receive the other.
Call RRC Insurance today for a complimentary consultation.